Making a balance transfer may save you money, but it also could hurt you in the long run. Here are six steps to take before switching credit cards.
Making a balance transfer may save you money, but it also could hurt you in the long run. Here are six steps to take before switching credit cards.
Figuring out finances can be confusing... but it doesn't have to be.
Figuring out finances can be confusing... but it doesn't have to be.
10 ways to use your income tax refund to get out of debt, build a brighter future.
Take these 8 steps to manage owing more taxes than you can pay.
Get the mothballs out of your financial closets this spring with tips to spruce up debt and money.
Even in 2012, women have different financial needs than men. Here's what to know.
Know what you owe, and what to do about tax debt, before tax filing day.
10 ways to help older adults manage their debt and credit card problems.
What to know about credit card debt protection policies -- and how to keep yourself safe.
Before you embark on a new relationship, or if you are seeking to make your partnership stronger, consider these eight questions couples should ask about love and debt.
Is your New Year's resolution to get out of debt already falling by the wayside? If so, try this 10-step process to resolve your money woes.
Looking ahead, knowing when to buy can make a difference to the bottom.
Here are steps to take for financial recovery after health problems, fire or natural disaster.
Making a few simple changes can keep money in pockets instead of paying for power.
If you overspent during the holidays and now have bills that you must repay, you are not alone. Last year, 13.6 million Americans were still paying off holiday bills... in October!
The road to financial well-being can be broken down into five steps. Take action on these, and your financial resolutions for 2012 may be complete.
Avoid the holiday financial hangover by reining in spending with these belt-tightening tips.
The post-Thanksgiving shopping spree is over, making this the perfect time to take a deep breath and take a look at whether your pile of gifts is giving you a pile of holiday debt.
Here are 12 ways you can squeeze some extra holiday spirit out of your budget -- both now and over the next months.
Believe it or not, it is possible to host a wonderful, festive holiday celebration with minimal impact on your wallet. Here are some tips to add to the festivities without adding to your debt.
From credit cards to mortgages, here's what to do about any type of problem debt.
As with any spending, too much of a good thing can become dangerous. These 10 tips can help you master online deals and avoid overspending.
Since most adults need at least one credit card, if you do want to review those offers you receive in the mail, here are eight factors to consider.
When you are sitting at your kitchen table, looking at a big stack of bills and a paycheck that may not feel as big, how do you decide what to do?
From minimum payments to how long credit lasts, here is a rundown of what is not true about credit cards.
For the 15.3 million Americans who are self-employed in the U.S., many of whom lack a consistent income, budgeting becomes a greater challenge. Here's some help.
Soon many U.S. workers will be receiving information about open enrollment periods for health care. Here are some suggestions for how to make decisions about medical insurance.
If debt collectors are calling you, take the time to know your rights and to familiarize yourself with the Fair Debt Collection Practices Act.
Options, benefits abound when it comes to saving money to fund retirement years.
From the "marshmallow test" to mowing the lawn, building your child's self-control can help her have a healthier relationship with money in the future.
Are your finances becoming more complex? If you need to hire a financial planner to help develop strategies for your future, here is what to look for.
Here are 10 things to think about to help you choose a banking solution that will keep your money working for you, rather than going into a bank's coffers.
7 ways self-employed individuals can build a strong financial future even without a "job."
From groceries to entertainment to home projects, make this summer more budget-friendly.
Once you consider, and bust, the top myths of financial independence, you can truly be on the path to a much stronger financial picture.
Reading a credit card bill is easy to do. Yet the monthly statement sometimes intimidates people. Follow this checklist the next time you open or download your statement.
Here are six tips parents can use when talking to their kids about making smart money decisions.
Whether you focus on high-interest (avalanche) or low-balance (snowball) accounts, getting out of debt is what matters.
You have likely heard that your credit score is very important. But if you are wondering just why it is so important -- or how to improve your score -- read on.
Take steps to keep personal information private to avoid fraudulent debt and credit problems
Regulations intend to keep consumers safe when they seek help with serious debt hardship.
Gotten yourself out of credit card debt? How can you make sure it doesn't creep up again?
Here are some tasks that homeowners can take care of now, during the winter and early spring months, to avoid bigger bills or repair expenses later.
In the old days people only needed to worry about having their pockets picked. Today, things are more complicated. This Cyber Monday, take a moment to review how to shop safely online.
If you are one of those tightening their belts this holiday, following are some suggestions to help make the most of your holiday funds.
Words like "budget" and "money management" can sound intimidating, but it doesn't have to be that way. Setting up some simple systems will help you get your money organized.
A credit card balance transfer can sometimes be beneficial -- but it also can be dangerous. Before making a decision about balance transfers, consider these pros and cons.
From malls to online retailers, it's easy to make impulse purchases. The problem is that for many people, picking up one or two items all too quickly spirals into a pattern of excess.
Here are the most common types of credit cards and some information about who each type is best suited for.
The CARD Act forced credit card lenders to make billing statements clearer. Here is an outline of the changes and what you need to know to pay off your credit card debt.
Every year, many Americans open a new credit card or make big purchases with "buy now, pay later" terms. The Credit CARD Act has made these terms easier to understand.
The facts are clear and startling. If you want to avoid serious debt hardship and find peace of mind, take time for -- and action on -- these seven steps.
If you are making purchases with cash (or even with a debit card), you are probably making a responsible decision. However, there are times when credit is better.
If you face temptation when doing holiday shopping, or at any time, try these suggestions for avoiding impulse purchases.
If you have been walking on pins and needles in the past months, now is a good time to begin returning your personal finances to economic health. Here are eight ways to do so.
As Americans celebrate Labor Day, here is a list of the most common on-the-job benefits -- and how to make the most of them.
Some health plans come with a HSA which allows you to pay some health-care costs with pre-tax dollars. Here are some strategies you can use to take full advantage of the account.
Andrew Housser is a co-founder and CEO of Bills.com, a free one-stop online portal where consumers can educate themselves about personal finance issues and compare financial products and services. He also is co-CEO of Freedom Financial Network, LLC and its wholly owned subsidiary, Freedom Debt Relief, a national consumer debt resolution firm that has served nearly 100,000 clients and manages more than $1 billion in consumer debt. Housser holds a Master of Business Administration degree from Stanford University and Bachelor of Arts degree from Dartmouth College.
